When the Montana D.O.T. writes their new bike plan, how about including this idea. Anyone who operates a bicycle on any Montana road should be required to have insurance in case of an accident. If a bicyclist is involved in an accident and it's their fault, but you wreck your car, you'll need medical treatment, and you'll get stuck with that bill. Not good. Maybe the D.O.T should license them while they're at it. I think that would also help........