I think now I understand why they call it a cold SNAP. In this kind of weather, anything that you touch, pull on or give a little bump to will break. The bad news is, it's going to get worse before it gets better. Just be thankful that you didn't live in Duluth Minnesota in 2013-14. That winter they were below zero for 60 days. It's bad enough living in Minnesota, but 60 days of below zero? No thank you.

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Keep in mind it takes way more energy to heat a home than to cool it. We already are dealing with spotted black-outs on the west coast in the summer. What are we going to do when all oil, gas and coal are eliminated and it's all renewable energy? There is no way we will be able to keep up with the electricity demands of a cold winter. Oh, you better make sure your electric car or truck is fully charged for a day like today too. See ya tomorrow at 5.

LOOK: Here are 25 ways you could start saving money today

These money-saving tips—from finding discounts to simple changes to your daily habits—can come in handy whether you have a specific savings goal, want to stash away cash for retirement, or just want to pinch pennies. It’s never too late to be more financially savvy. Read on to learn more about how you can start saving now. [From: 25 ways you could be saving money today]